Home & contents insurance is meant to cover
Damage to an insured property and its contents in the event of a claim.
 

Home & contents insurance typically covers
At a minimum claims arising from fire, storm damage, water damage, impact and burglary, with many policies also including accidental damage, fusion, flood and valuables away from the home.

As well as covering the building and its contents, home & contents insurance also includes liability insurance, to cover the situation and the owner/tenant against claims from third parties for personal injury and property damage.


Considerations/Limitations to be aware of with home & contents insurance:
Home & contents insurance is an area where there is a huge variance in the coverage provided between the various insurers, with policies obtained via an insurance adviser usually having superior options to those via direct insurers.

Other than insuring you have the coverage that meets your needs, the most frequent problem encountered by individuals is ensuring the building and contents sums insured are still sufficient

Should you wish to discuss your individual insurance needs with a qualified risk adviser, please contact our office on 1300 815 344 or complete the attached Request a Quote form and we will respond within 24 hours.

View the most Frequently Asked Questions to learn more about the above class of insurance, or Ask a Question of our qualified risk advisers.

Those interested in the above class of insurance have also found the following of interest:

• Car Insurance
• Boat Insurance
• Income Protection Insurance
• Life Insurance
   

We hope you have found this information useful, so we can create the best insurance resource material available, please provide us with Your Feedback on the information provided or with suggestions on what else you would like included.